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Your health is your most valuable asset, and having the right health insurance is crucial for ensuring that you and your family receive the care you need without the burden of high medical costs. At Sheer Insurance Services, we offer comprehensive health insurance solutions designed to keep you protected and secure.
Health insurance provides financial coverage for medical expenses, including doctor visits, hospital stays, medications, and preventive care. It helps you manage the costs of healthcare services, reduces financial stress, and ensures that you have access to quality care when you need it most.
Individual Health Insurance: Provides coverage for a single person, including hospitalization, outpatient care, and prescription medications. Ideal for individuals seeking comprehensive health protection.
Family Floater Plans: Offers coverage for the entire family under a single policy, with a shared sum insured. This plan provides flexibility and cost savings while ensuring that all family members are protected.
Critical Illness Insurance: Covers the cost of treatment for serious illnesses such as cancer, heart attack, or stroke. Provides a lump sum payment to help with medical expenses and other financial needs during a critical illness.
Maternity and Newborn Care: Covers expenses related to childbirth, including prenatal and postnatal care, delivery, and newborn care. Helps manage the costs associated with expanding your family.
Top-Up Plans: Additional coverage that supplements your existing health insurance policy, offering increased coverage limits and lower premiums. Ideal for those seeking enhanced protection.
Pre-Existing Condition Coverage: Provides coverage for medical conditions that existed before the policy start date, with certain waiting periods and conditions. Ensures that you receive care for ongoing health issues.
Dental and Vision Care: Optional add-ons that cover dental treatments and vision care, including routine check-ups, corrective lenses, and dental procedures.
Cashless Hospitalization: Access to a network of hospitals where you can receive treatment without having to pay upfront, with costs settled directly between the insurer and the hospital.
Preventive Care: Coverage for preventive services such as vaccinations, health screenings, and wellness check-ups to help you maintain good health and catch potential issues early.
Annual Health Check-Ups: Many plans include coverage for regular health check-ups, helping you stay on top of your health and detect issues before they become serious.